Cost Saving Programs to Assist Older Adults

Jan. 30 2023

Cost Saving Programs to Assist Older Adults

Office for the Aging and the Aging Friendly Coalition have created a list of cost saving programs to assist older adults in this challenging times.

Herkimer County Office for the Aging


Cost Saving Programs & Assistance for Older Adults

  • Medicare Savings Program: This program helps those on Medicare get the premium they pay for their Medicare Part B back in their Social Security check.
  • To qualify you must be on Medicare and be under the gross income levels:

Individuals: $2,280 Couples: $3,077

  • There are also two programs to assist with the cost of prescription medications- Elderly Pharmaceutical Insurance Coverage (EPIC) and the Low Income Subsidy (LIS). You can call the numbers below to see if you qualify.

      If you interested in applying call NY Connects Office for the Aging at 315-867-1121 or HIICAP at 315-894-9917


  • The Supplemental Nutrition Assistance Program (SNAP) is a nutrition assistance program. SNAP provides benefits to eligible low-income individuals and families via an Electronic Benefits Transfer card. This card can be used like a debit card to purchase eligible food in authorized retail food stores.
  • If you are over 60, to qualify your income must be under the gross income levels:

1 person household: $2,265                     2 person household: $3,052

  If you are interested in applying call Herkimer County DSS at 315-867-1291 or Catholic Charities of Herkimer County at 315-894-9917 Ext. 235 or go to


  • Food Pantries: Local Food Pantries can provide food items.

To find the Food Pantry nearest you call NY Connects/OFA at 315-867-1121 or visit and search Food Pantries of Herkimer County.


Food Sense Food Co-op Program: Food Sense is a great way for individuals to save money and purchase quality foods for less. Each package of food or unit is filled with high quality meats, vegetables, fruits, and grocery items. There are no restrictions-If you eat you qualify. For more information and place an order call Catholic Charities at 315-894-9917.



  1. Home Energy Assistance Program (HEAP)- The Home Energy Assistance Program (HEAP) helps low-income people pay the cost of heating their homes.
  • If you are over 60, to qualify your income must be under the gross income levels:

Household of 1: $3,035                                         Household of 2: $3,970

If you are interested in applying call 315-867-1195 or if under 60 yrs. call 315-867-1220 or visit

  • Low Income Household Water Assistance Program- This programs assists with overdue water and wastewater bills. To see if you qualify visit:


  • Rental Assistance: You may qualify for funds to help pay your rent.

Little Falls Housing: 315-823-2540                      Herkimer Housing: 315-866-2252

Ilion Housing:            315-894-2159                     Dolgeville Housing: 315-429-9548

Please call the area that you reside in and for all other areas call Mohawk Valley Community Action Agency at 315-624-9930.


  • Affordable Internet Service: You may qualify for assistance to pay your broadband services. To see if you qualify visit:


  • Property Tax Relief: These programs could assist you in reducing your property taxes.

Star Credit: To apply call 518-457-2036 or visit:

Senior Citizens Property Tax Exemption: Contact your assessor or visit to locate your assessor or call 315-867-1235

Veterans Exemption: Contact you assessor to receive an application or visit


  • Veterans Benefits-If you are a Veteran you may qualify for assistance.

To see if you are eligible contact Herkimer County’s Veterans Office at 315-867-1127.


  • Adult Protective Services (APS)- APS can assist an adult age 18 or older who may not be able to meet their own needs and have no one to assist them.

Please contact APS at 315-867- 1231


  • Working Solutions Career Center: The center can assist you in finding employment or training opportunities. Please contact Working Solutions at 315-867-1400.


  • NY Connects/Office for the Aging: Our goal is to assist older adults to remain in their homes by providing services such as; transportation, meals, services to assist with personal care and housekeeping, caregiver services, legal aid, & Information & Assistance to individuals of any age. If you need assistance call 315-867-1121.

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